About the Forum

The purpose of this meeting is to provide an in-depth update on important issues affecting the industry at the state level. The Forum is held jointly with the National Association of Consumer Credit Administrators (NACCA). The Forum will focus on credit scoring trends; consumer credit fraud; social media and technology trends; issues in subprime auto financing; the Consumer Financial Protection Bureau's (CFPB) potential rulemaking for payday, vehicle title and similar loans; and more. The conference will be an excellent opportunity to participate in discussions on timely issues, work with industry leaders and meet your state regulator at joint educational sessions.

Again this year, the Forum is being held in conjunction with the AFSA Law Committee, Ancillary Product Working Group, Operations and Regulatory Compliance, and State Government Affairs Committee Meetings. Law Committee meeting participants who also attend the Forum receive a special discounted rate.

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Ancillary Products Working Group


State Government Affairs Committee


Forum & Committee Meetings Schedule


12:00 p.m.—1:00 p.m.
Law Committee Lunch
1:00 p.m.—5:00 p.m.
Law Committee Meeting
5:00 p.m.—7:00 p.m.
Law Committee Reception
8:00 a.m.—5:00 p.m.
Law Committee Meeting
5:30 p.m.—6:30 p.m.
Joint AFSA Committees Reception
7:30 a.m.—10:00 a.m.
Operations & Regulatory Compliance Committee Meeting
10:00 a.m.—12:30 p.m.
Ancillary Products Working Group Meeting
12:30 p.m.—1:30 p.m.
Joint AFSA Committees Lunch
2:00 p.m.—5:00 p.m.
State Government Affairs Committee Meeting
5:00 p.m.—6:30 p.m.
AFSA/NACCA SGA & Legal Issues Forum Reception
6:30 p.m.—8:00 p.m.
Seattle Duck Tour

Join your fellow AFSA and NACCA meeting attendees for some fun and networking aboard a private charter Seattle Duck Tour! Quack, laugh, and learn with your wacky Tour Guide and enjoy the ride as a Coast Guard Certified Captain drives a DUKW on a one-of-a-kind tour of Seattle! See the Seattle waterfront, Pioneer Square, Pike Place Market and the downtown shopping district before you SPLASH into Lake Union! It’s a party on wheels that floats!

The Duck Tour will depart directly from the Westin Hotel following the SGA Forum Welcome Reception.

Cost is $35 per person. Sign up to join the fun when you register for the Forum!

7:30 a.m.—5:00 p.m.
AFSA/NACCA SGA & Legal Issues Forum
8:00 a.m.—9:30 a.m.
Meet the Industry / Meet Your Regulators Breakfast
9:30 a.m.—9:50 a.m.
Forum Welcome
9:50 a.m.—10:35 a.m.
Consumer Credit Market Trends

The latest in performance of the consumer credit market

10:40 a.m.—11:50 a.m.
Joint State and Federal Regulatory Efforts

Coordinated multistate examinations and oversight of financial institutions

12:00 p.m.—1:00 p.m.
Lunch with an American Hero

Major General Edward J. Mechenbier (retired) will discuss his nearly six years as a prisoner of war at North Vietnam’s Hoa Lo Prison—the notorious ‘Hanoi Hilton’

1:00 p.m.—1:30 p.m.
Dessert Mingle

Stretch your legs and grab coffee dessert before heading into the afternoon sessions

1:35 p.m.—2:20 p.m.
Millennials, Gen Z, and What’s Next

Trends, demographics, and generational differences

2:25 p.m.—3:15 p.m.
Cybersecurity 2017

New threats, common myths, case examples, and practical advice

3:15 p.m.—3:30 p.m.
Refreshment Break
3:30 p.m.—4:30 p.m.
Compliance Catch 22s

Regulators and industry discuss being caught between a rock and a hard place during an exam; their top exam challenges, plus what makes a successful exam

4:35 p.m.—4:45 p.m.
NACCA/AFSA Liaison Committee Meeting (NACCA / AFSA liaison committee members only)
5:00 p.m.—7:00 p.m.
Meet the Industry / Meet the Regulators Joint Reception
5:30 p.m.—7:30 p.m.
Forum Networking Reception

Take advantage of this opportunity to strengthen your brand awareness

About AFSA

Founded in 1916, the American Financial Services Association is the primary trade association for the consumer credit industry, protecting access to credit and consumer choice. AFSA provides the consumer credit industry and the consumers it serves with a voice in Washington, D.C., where the association is headquartered. AFSA members provide consumers with many kinds of credit, including traditional installment loans, direct and indirect vehicle financing, mortgages, payment cards and credit for non-vehicle retail customers.

AFSA members shape the industry's direction and positions on a broad range of public policy issues that affect the consumer credit industry. 

Learn more about AFSA


The National Association of Consumer Credit Administrators (NACCA) was formed in 1935 to improve the supervision of consumer credit agencies and to facilitate the administration of laws governing these agencies. This includes providing a forum for the exchange of information among its members and educating the public through its Consumer Education Committee.

NACCA presently has members from 50 states, the District of Columbia, Puerto Rico and Alberta, Canada. Its members primarily license and regulate non-depository institutions such as finance companies, mortgage companies, small loan companies, pay day lenders, pawnbrokers and other similar types of industries.

Learn more about NACCA